Thursday, April 9, 2009

Get your credit report while sitting at home

Credit reports that records of your financial life are important for every individual to keep a check on his mistakes. But sometimes even if you want to update your credit report, it might be a hassle to keep visiting credit reporting agencies for updating them. So here the free online credit reports can help you to avoid such inconveniences. Such reports help you do the checking anytime you want by simply logging on the internet.


Free online credit reports are simple credit reports that contain information of your financial records and your current financial status. The report would include your personal details along with your credit details, any public records regarding financial matters and also the investigation made by any third party on your record. It can be obtained by simply submitting an online application form for free. Reviews are made quickly and you get your free online credit reports within seconds.


The biggest advantage while availing a free online credit report is that the services you get are timely and free of cost. You can get the report as well as get it updated at home or wherever you happen to be as long as you have internet access. They are also easy to find. You just have to browse the internet and check out the various sites which offer them.


There are three consumer credit reporting companies that provide you free online credit report by just following a simple process in the AnnualCreditReport.com.


The Process

At first, the site would ask for your name, social security number, birth-date, address, and previous address if you’ve lived at your current address for less than two years. You are then required to select a credit reporting company from where you are transferred to the chosen credit company site and the understanding will vary depending on which report you have chosen. Sometimes you can also be asked to confirm private information about your account, so you may need to dig up information on previous addresses and account numbers. You can thereby request all your three reports at the same time and make comparisons. Or else you can spread your requests throughout the year in order to keep a closer eye on changes in your report. Remember that if you wish to receive more than one credit report at the same time, you must return to AnnualCreditReport.com each time. Overall, it is a quick and simple process that enables you to know your financial status.


This method has become quite popular toady so there are many scams as well. There are many chances that your credit scores as well as your credit card information may be hacked into while signing up in a site. Therefore it is always better to sign up for a service from the leading credit bureaus as they are trustworthy.


So your can get your credit report from anywhere and anytime by just accessing the internet on your PC.

1 comment:

attractive credit said...

An Attractive credit card is a small plastic card issued to users as a system of payment.