Getting free credit report online is the easiest way to get it. You can’t obtain it from the individual credit reporting agency website. You have to visit the official website set by these agencies to get your credit report. Here the steps that one has to follow to get his free credit report online:
- Visit www.annualcreditreport.com. This is the only authorized website for getting free credit report
- From the window in the middle of the page, just below the "Start Here" select your state from the drop down menu available.
- After selecting your State, press the "Request Report" button available
- Then from the page that appears, fill in all the personal information required. In case you are staying at the current address for less than 2 years time, then you have to provide the information about your previous address as well
- Then press the "Continue" button available at the bottom of the page
- Select the company or companies from which you are interested in getting free credit report from the page that appears next. You have the option of getting free credit report from each of three credit-reporting bureaus once every 12 months.
- It is a good idea to have your financial records in hand as the company you are willing to get credit report may ask your financial information to verify your identity.
- The companies will offer you some other additional services with some fee. You should not go for these services except you really need them.
- Then press the "Accept" button to admit their service agreement.
- Now you have your free credit report available for print
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