Some tips to keep your credit healthy

• You should be sure that the information available in your credit report is accurate. Get a free copy of your credit report from all of three credit reporting agencies.


• Keep your credit usage to than 20 to 30 percent of your credit limit


• Think of keeping some credit cards with higher level of credit limits. In case any of your card issuer increases the fees or changes the terms, you have the option to transfer your balance to another card and stop using that/those cards.


• With high level of credit limit, you will be able to protect your credit score as the reduction of some credit by the card issuer will not look as if you are maxing out on your credit

Via Wall Street Journal