Best and worst credit scores

The credit score range that most of the financial intuitions accept is between 300 and 850. Also, the organization that is considered to be the leader in accurate credit scoring, FICO (Fair Isaac Corp.) also uses the same range.

A good credit score lies in the range from 700 and higher and in fact known as an excellent credit score or Very Good credit score. Credit score from 680 to 699 will be considered as Good credit score. Credit score from 620 to 679 is just Average credit score. Credit score from 580 to 619 is Low credit score and a score from 500 to 580 is known as Poor credit score. And if you have a credit score in the range from 300 to 499, you have a Bad credit score or worst credit score.

Your credit score can change your life and can have big impact on your lifestyle. If you have the excellent credit score, you can do anything whatever you want – like buy a car, house, have more credit cards or get approved for any kind of loan you want. And if you have the worst or bad credit score, getting approved for a credit card will be nearly impossible.

Mostly people in US have credit scores in the range of 620 to 679. It is not the case that people with low credit score will not be approved for a loan, they will also more likely to be approved but with higher interest rates.

Best and worst credit score table

Starting Range	Ending Range	Credit score Ratings
700	850	Excellent credit
680	699	Good credit
620	679	Average credit
580	619	Low Credit
500	580	Poor Credit
300	499	Bad Credit