According to a latest report from US Public Interest Research Group, 25 percent of consumers have errors on their credit reports and these mistakes can be serious enough for a lender to decide not to give credit. Now a days getting credit is becoming harder and harder. So it is advices to get a copy of credit report and check them carefully to make sure that your credit report does not have errors.
You can get a free copy of your free credit report from annualcreditreport.com and if your credit report contains errors you can report your credit report inaccuracies online.
And under the current Fair Credit Reporting Act, credit reporting agencies have to correct the errors once they are informed about them.
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