Tuesday, November 27, 2007

Credit check that does not harm your credit score

There are a lot of numbers that we have to keep track of in our life. But there is none significant as your credit score is. If you have a good credit rating, you will have better interest rates on your credit cards, loans and mortgages. And if the case is opposite i.e. you have a bad credit rating that can have big negative effect on many aspects of your life. So we must keep track of our current credit score where we are standing right now.


If we monitor our credit activities regularly, we will be in better position to remove and fix detrimental items. And when you have a good credit rating, you will have many financial benefits that will make your life really smooth. So the best and easiest way to keep track of your credit activities is going online.


There is a website gofreecredit.com where you can check your credit stats from all of three big credit bureaus. They are providing this service free of cost for the first 30 days to monitor any kind of activity related t your credit. If you check your credit score via gofreecredit.com will no negative impact on your credit score. And if you use other alternates to access your report, it is possible that 10 points will have been reduced from your credit score. So you can check your credit activities whenever you like without any worry with gofreecredit.com


Once the trial period of 30 days is completed, they will be changing $11.95 every month for their service. You have the option to cancer your membership within trail period or anytime you want there is no compulsion. Credit monitoring, automatic notification of credit activity and complete personal analysis are all incorporated in this service.


Most of the time people remain unaware about the negative activities within their credit reports. Most of the times they do not have the idea about the things that bring their score down. Bankruptcies, judgments, collections and past 30-days late payments are some of top factors that can have really big negative impact on your credit score. If you are able to improve your score, you will have more options about getting success with your finance.

1 comment:

Bronwyn said...

thanks for the tips! I've been looking for ideas like this. this one is good too: (and funny!) http://www.howtodothings.com/finance-real-estate/how-to-ruin-your-credit-rating